You may not want to think about what would happen if you become disabled as a result of a workplace injury. However, this does happen to some employees, many of whom have never prepared for it. It’s essential to take the time to understand how to address this situation to ensure that you receive compensation to handle your bills.
Alert Your Employer Immediately
You and your employer only have a limited time period to file a workers’ compensation claim. It would be best to alert your employer as soon as possible of the injury and how it occurred. Obviously, you want to seek medical treatment for severe injuries first. However, you’ll want to notify your supervisor as soon as you can. They will provide you with the appropriate paperwork to file your claim.
Hire A Lawyer
Understanding legal jargon can be difficult, to say the least. To further complicate things, workers’ compensation law can be different from one state to the next. Therefore, it makes the most sense to hire a lawyer who is familiar with workers compensation claims. They have the knowledge and experience in this area that you simply don’t. Plus, it’s nice to have someone to rely on to handle the situation while you focus on healing.
Fill Out Your Paperwork Promptly
As you learned earlier, your employer will supply you with the proper paperwork to file a workers’ compensation claim. Along with these forms, you’ll be supplied with valuable information regarding your rights and workers compensation benefits. You’ll want to complete this paperwork as quickly as possible and give it back to your employer for submission. Your employer is the one who will file the claim with their workers compensation insurance carrier.
Go to Your Employer’s Doctor for An Evaluation
As part of submitting your insurance claim, your employer’s insurance company will request a medical report from an authorized doctor. Your employer’s insurance has a select group of doctors they rely on to provide them with the right information about employee injuries. In most cases, you’ll need to go to the doctor that your employer’s insurance approves to get a full medical evaluation. The longer you wait to see them, the less time you’ll have to file your claim.
Disabled workers have a lot on their plate. From learning to adapt to the reality of their condition to worrying about how they’re going to survive without working full-time, it can be overwhelming. By following the four tips we outlined for you above, you’ll be well on your way to getting the compensation that you deserve for your workplace injury.